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Merchant Cash Advance
Access Quick Cash Flow Solutions with Merchant Cash Advances
Access the cash you need in just 24 hours with no collateral or fixed payments. Whether covering expenses, managing slow seasons, or taking on new opportunities, a Merchant Cash Advance offers fast, flexible funding. Repayments are based on daily sales, so there’s no worry about missing payments—perfect for businesses with fluctuating revenue.
What is a Merchant Cash Advance?
A Merchant Cash Advance (MCA) provides your business with immediate cash in exchange for a small percentage of future sales. It’s a simple, fast, and hassle-free way to boost your working capital—perfect for businesses that need flexible funding without the wait or complexity of traditional loans.
How Does an MCA Work?
When you receive a Merchant Cash Advance, you get a lump sum upfront. Instead of fixed monthly payments, the repayment is automatically deducted from a percentage of your daily credit card sales. This ensures that your repayments align with your cash flow—making it easier for businesses with fluctuating revenues.
Who is a Merchant Cash Advance Best For?
A Merchant Cash Advance is ideal for businesses with frequent credit card transactions or variable cash flow. If you’re running a restaurant, retail shop, or service-based business, an MCA is a great option to access quick cash without the burden of collateral or fixed payments.
Benefits of a Merchant Cash Advance
Fast Access to Cash: Get funding in as little as 24 hours.
Flexible Repayment: Pay as you earn, with no fixed monthly payments.
No Collateral Required: You don’t need to put up assets to secure the advance.
The Truvion Advantage for Merchant Cash Advances
At Truvion, we provide industry-leading financial solutions designed to empower your business at every stage. Our Merchant Cash Advances are tailored for flexibility, speed, and ease of use. Here’s why businesses choose Truvion:
Key Features of Our Merchant Cash Advances:
Get Cash Fast
Access $5K to $500K with quick approvals, often within 24 hours.
Flexible Repayment Options
Repay a percentage of your sales—no fixed monthly payments.
No Collateral Required
Secure funding without putting your assets at risk.
Support for All Credit Profiles
We offer solutions for businesses of all credit standings, from excellent to poor.
Dedicated Support Team
Our experts guide you from application to funding, ensuring a seamless experience.
Proven Benefits for Your Business:
85%
A significant 85% of businesses report receiving funding within less than 48 hours, providing fast cash flow relief when it’s needed most.
82%
Around 82% of businesses using MCAs say it helped them maintain cash flow during slow periods, allowing them to continue operations smoothly year-round.
80%
80% of businesses are approved, regardless of credit score.
Don’t let your credit score hold you back from accessing the capital you need.
Growth-Oriented
Nearly 78% of businesses using MCAs invest in growth initiatives within six months, such as equipment purchases or marketing campaigns, helping them scale faster.

No Impact on Your Credit!

Get Pre-Approved Today

Quick and easy access to the funding your business needs. Our streamlined process ensures you get the right loan at the right time, so you can focus on what matters—growing your business.
How much fund do you need?
What will the fund be used for?
When do you need the funds by?
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How Does Truvion Merchant Cash Advance Work?

Truvion makes the process fast and hassle-free. Follow these three simple steps to get the funding you need without the usual complications of traditional loans.

STEP 1

Apply in Minutes

Get started with our simple online application—no lengthy paperwork or complex forms.

STEP 2

Get Your Quote in 24 Hours

Receive a tailored financing offer fast, based on your business’s needs and sales history.

STEP 3

Access Funds Fast

Once approved, access your funds in as little as 24 hours—no delays, no waiting.

Merchant Cash Advance FAQs
We’ve addressed the most common questions to guide you in your business loan journey. For more in-depth answers, check out our full FAQ page.
What types of business loans does Truvion offer?
We offer a variety of financing options to meet different business needs, including:

  • Equipment Financing
  • Business Term Loans
  • Merchant Cash Advance
  • Accounts Receivable Financing
  • Working Capital Loans
  • Startup Capital
What is a merchant cash advance (MCA)?
An MCA provides an advance on your future credit card sales, allowing you to access cash quickly. It’s ideal for businesses needing short-term funds with flexible repayment through daily or weekly deductions based on sales.
How does repayment work with a Merchant Cash Advance?
Repayment is made through a percentage of your daily credit card sales, so you pay more when sales are high and less when sales are slow. This flexible structure helps with cash flow management.
What industries typically use Merchant Cash Advances?
MCAs are popular among retail, restaurant, and service-based businesses that process frequent credit card transactions and need fast access to capital.
Are there any fees associated with an MCA?
MCAs come with a factor rate instead of traditional interest, which determines the total repayment amount. There may also be administrative fees, and our team will clarify all costs during the application process.
Contact Us for Personalized Business Loan SolutionsQuestions about our business loans? Need help finding the right fit? Fill out the form below, and our experts will provide tailored guidance and loan options.
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