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Disclaimer: PATH is not currently being offered in California.
What is PATH?Installment plan creator for business services and products.
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Business FinancingDiscover Financing for Equipment and Startups.
Business Loan OptionsExplore flexible business loan options to boost cash flow, finance equipment, manage seasonal needs, or start a venture. Compare loans to find the best fit for your goals.
Equipment FinancingEquip Your Vision: Tailored financing for purchasing essential tools, machinery, or technology, enabling your business to scale with the right assets.
Merchant Cash AdvanceAdvance Today, Profit Tomorrow: Flexible funding based on future sales to support immediate business needs, ideal for businesses with fluctuating revenue.
Working Capital LoanKeep Operations Smooth: Quick funding to manage payroll, inventory, and daily operational expenses, ensuring your business runs smoothly.
Business Term LoanInvest in the Long Run: Secure, fixed-rate loans for large business investments like expansion, equipment upgrades, or other growth-oriented projects.
Account Receivable FinancingCash Flow on Demand: Turn your invoices into cash by leveraging unpaid receivables, providing a seamless solution to bridge cash flow gaps.
Startup CapitalLaunch with Confidence: Custom financing solutions for new ventures, covering initial costs from product development to hiring, to get your business off the ground.
Business Loan FAQsGet Insights: Find answers to common questions on business loan options, eligibility, and repayment. Discover the information you need for confident financing decisions.
Merchant Payment SolutionsLower card transaction fees and increase business margins.
Truvion's Merchant Payment Solutions Your trusted payment solution with no interchange fees.
In-Store, Online and Mobile PaymentOn-the-Go Payment for all of your business needs.
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Industries We ServeCustomized for Every Industry with secure, seamless transactions for diverse sectors.
Business Loans
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Business Financing
Business Loan Options
Equipment Financing
Merchant Cash Advance
Working Capital Loan
Business Term Loan
Account Receivable Financing
Startup Capital
Business Loan FAQs
Topics
General Business Loans
Equipment Financing
Merchant Cash Advance
Accounts Receivable Financing
Working Capital Loan
Startup Capital
Business Term Loan
General Business Loans
What types of business loans does Truvion offer?
We offer a variety of financing options to meet different business needs, including:
Equipment Financing
Business Term Loans
Merchant Cash Advance
Accounts Receivable Financing
Working Capital Loans
Startup Capital
How do I know which loan type is best for my business?
Our team of experts can help assess your needs and determine which loan product best suits your business goals. Whether you’re looking to purchase equipment, boost cash flow, or fund a new venture, we provide guidance tailored to your business’s unique requirements.
What are the basic eligibility requirements for a business loan?
Eligibility requirements vary by loan type but typically include:
At least one year in business (except for startup capital).
Minimum annual revenue, which may vary by product.
A valid business license and financial documentation, such as bank statements or tax returns.
How long does it take to get approved for a business loan?
Approval times vary based on the loan type and the complexity of your application. Some loans, like a merchant cash advance, may be approved within a day, while others, such as equipment financing, may take a few days to a week.
Do I need collateral for a business loan?
Certain loan types, such as equipment financing, are secured by the equipment purchased, while others may not require collateral. Our advisors will work with you to review your options and requirements.
Equipment Financing
What is Equipment Financing?
Equipment financing is a loan designed to help you purchase new or used equipment for your business. The equipment itself serves as collateral, allowing you to acquire what you need without a large upfront cost.
What types of equipment can I finance?
Truvion provides financing for a broad range of business equipment, including machinery, vehicles, technology, and specialized tools. If it’s essential to your business, it’s likely eligible for financing.
How much can I borrow for Equipment Financing?
Loan amounts depend on the equipment’s value and your business’s financial standing. Typically, we can finance up to 100% of the equipment’s value, covering maintenance and upgrades as well.
What are the repayment terms for Equipment Financing?
Repayment terms vary but generally range from 12 to 72 months, based on the equipment type and your business’s financial situation.
Merchant Cash Advance
What is a merchant cash advance (MCA)?
An MCA provides an advance on your future credit card sales, allowing you to access cash quickly. It’s ideal for businesses needing short-term funds with flexible repayment through daily or weekly deductions based on sales.
How does repayment work with a Merchant Cash Advance?
Repayment is made through a percentage of your daily credit card sales, so you pay more when sales are high and less when sales are slow. This flexible structure helps with cash flow management.
What industries typically use Merchant Cash Advances?
MCAs are popular among retail, restaurant, and service-based businesses that process frequent credit card transactions and need fast access to capital.
Are there any fees associated with an MCA?
MCAs come with a factor rate instead of traditional interest, which determines the total repayment amount. There may also be administrative fees, and our team will clarify all costs during the application process.
Accounts Receivable Financing
What is Accounts Receivable Financing?
Accounts Receivable Financing, also known as invoice financing, allows you to secure cash by leveraging your unpaid invoices. This option is great for businesses looking to improve cash flow without taking on additional debt.
What types of businesses benefit from Accounts Receivable Financing?
Accounts Receivable Financing is ideal for businesses with extended customer payment terms, such as wholesalers, manufacturers, and service providers, who experience delays in cash flow due to unpaid invoices.
Do I retain control over my accounts receivable?
Yes, you maintain control of your accounts. We simply advance funds based on the invoices, providing faster access to cash without requiring collateral.
Working Capital Loan
What is a Working Capital Loan?
A working capital loan provides funds to cover daily operational expenses, like payroll, inventory, and rent. It’s intended to help maintain cash flow and keep your business running smoothly.
How is a Working Capital Loan repaid?
Repayment terms are flexible and may be structured as monthly payments or as a short-term loan due within a year. Terms depend on your business’s financial needs and loan amount.
Can I use a Working Capital Loan for any purpose?
Yes, working capital loans are versatile and can be used for most business expenses, making them ideal for managing seasonal fluctuations, expanding inventory, or covering unexpected costs.
How quickly can I access funds with a Working Capital Loan?
Funds from a working capital loan are typically available within 1 to 3 days, making it a fast solution for short-term financial needs.
Startup Capital
What is Startup Capital?
Startup Capital provides the initial funds needed to launch a new business, covering expenses like equipment, marketing, licenses, and payroll.
What are the eligibility requirements for Startup Capital?
To qualify for startup capital, you generally need a solid business plan, financial projections, and sometimes collateral, depending on the loan type. Our advisors can guide you through the specifics to improve your application’s success.
How much can I borrow for Startup Capital?
Loan amounts vary based on your business plan, market potential, and financing needs. We work with you to create a funding package that supports your startup goals.
What is the repayment structure for Startup Capital?
Repayment terms depend on the loan amount and the business’s expected revenue. We offer flexible options to help startups balance growth with manageable monthly payments.
Are there any resources available to help new business owners succeed?
Yes, we provide ongoing support and resources, including financial guidance, industry insights, and access to a network of small business advisors to help you navigate your startup journey.
Business Term Loan
What is a Business Term Loan?
A Business Term Loan provides a lump sum of cash that you repay with interest over a fixed period. It’s ideal for businesses looking to make a significant investment, such as expansion, equipment purchases, or capital improvements.
What are the repayment terms for a Business Term Loan?
Repayment terms vary but generally range from 12 to 72 months, with interest rates and monthly payments fixed over the loan’s term.
How is the interest rate determined for a Business Term Loan?
Interest rates depend on your business’s credit profile, loan amount, repayment term, and other financial factors. Our goal is to offer competitive rates that support your business growth.
Can I pay off my Business Term Loan early?
Yes, early repayment options are available, and our team can provide specific details on any prepayment terms based on your loan agreement.
Contact us today for your business loan needs Get customized funding solutions for your business—loans up to $500K with flexible terms. Start in just minutes with no impact on your credit!
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