Personal
Small Business
Insurance
About
Contact Us
Auto Loans
Commercial Real Estate
Business Loans
Merchant Payment Solutions
Business Term Loans
Empower Your Business with Predictable, Long-Term Financing Solutions
Unlock the capital you need for expansion, investments, or debt consolidation with a predictable payment plan that fits your business.
What is a Business Term Loan?
A Business Term Loan gives your business a lump sum, repaid over time with fixed monthly payments. It’s perfect for funding projects, expanding operations, or consolidating debt. This loan offers financial flexibility to grow and scale, backed by competitive rates and clear repayment terms.
No Prepayment Penalties
Pay off your loan early with zero penalties. Save on interest and take control of your payments.
Enjoy the flexibility to pay off your loan whenever it suits your business—without any extra fees.
Funding Up to $500K
Get access to larger amounts of capital to fuel big projects and expansion plans.
Apply for up to $500K in funding to cover everything from new equipment to business acquisitions.
24-Hour Approval Process
Don’t wait weeks for approval—get a decision in as little as 24 hours.
Quick, hassle-free application with fast turnaround times so you can move forward with confidence.
Unlock Growth and Stability with Our Proven Business Term Loans
Key Features of Our Business Term Loans
Loan Amounts from $10K to $500K
Secure the capital needed for expansion, new equipment, or long-term projects.
Predictable Payments
Enjoy fixed monthly payments, making it easier to manage cash flow.
No Prepayment Penalties
Pay off your loan early and save on interest—without any extra fees.
Flexible Loan Terms
Choose from a wide range of term lengths that fit your business needs.
Proven Benefits of Business Term Loans
75%
75% of businesses using term loans report better financial stability due to predictable payments and structured terms.
80%
80% of businesses applying for term loans receive approval within 24 hours, allowing quick action for growth opportunities.
Boosts Cash Flow Predictability
Business term loans provide predictable monthly payments, helping businesses manage cash flow more effectively and avoid financial surprises. This stability enables better financial planning and helps ensure your business can meet ongoing operational needs.
Supports Strategic Long-Term Growth
With longer repayment terms, business term loans allow businesses to invest in large projects or strategic expansions without the pressure of immediate repayment. This fosters sustainable growth and helps businesses take on new opportunities with confidence.

How Does Truvion Business Term Loans Work?

Truvion makes the process fast and hassle-free. Follow these three simple steps and secure your term loan with ease.

STEP 1

Apply in Minutes

Complete a quick and easy online application to provide us with the details of your financing needs.

STEP 2

Receive a Personalized Quote

Get a customized loan offer tailored to your business goals and financial situation within 24 hours.

STEP 3

Fast Access to Funds

Once approved, access the funds quickly and use them for growth, investments, or managing cash flow.

Compare Your Business Loan Options

Choosing the right financing solution for your business is crucial for success. Below, we’ve outlined key features and benefits of each of our business loan options, so you can find the best fit for your unique needs. From flexible repayment terms to fast funding, Truvion offers a variety of loan products tailored to support your growth.
Business Term Loans
Merchant Cash Advance
Working Capital Loans
Account Receivable Financing
Start-up Capital Loans
Explore the best solution for your business. Need help deciding? Get in touch with our specialists or learn more about each loan type on our Business Loan Options Page.
Merchant Cash Advance FAQs
We’ve addressed the most common questions to guide you in your business loan journey. For more in-depth answers, check out our full FAQ page.
What types of business loans does Truvion offer?
We offer a variety of financing options to meet different business needs, including:

  • Equipment Financing
  • Business Term Loans
  • Merchant Cash Advance
  • Accounts Receivable Financing
  • Working Capital Loans
  • Startup Capital
What is a Business Term Loan?
A Business Term Loan provides a lump sum of cash that you repay with interest over a fixed period. It’s ideal for businesses looking to make a significant investment, such as expansion, equipment purchases, or capital improvements.
What are the repayment terms for a Business Term Loan?
Repayment terms vary but generally range from 12 to 72 months, with interest rates and monthly payments fixed over the loan’s term.
How is the interest rate determined for a Business Term Loan?
Interest rates depend on your business’s credit profile, loan amount, repayment term, and other financial factors. Our goal is to offer competitive rates that support your business growth.
Can I pay off my Business Term Loan early?
Yes, early repayment options are available, and our team can provide specific details on any prepayment terms based on your loan agreement.
No Impact on Your Credit!Get Pre-Approved TodayQuick and easy access to the funding your business needs. Our streamlined process ensures you get the right loan at the right time, so you can focus on what matters—growing your business.
How much fund do you need?
What will the fund be used for?
When do you need the funds by?
Your data will be used by Truvion or its representatives to deliver calls and emails regarding your application status, incomplete information and offers. By signing up, I agree to Truvion's Terms of Use and Privacy & Security.
Ready to talk to a financial specialist?
(877) 778-5887
info@truvion.com
Monday – Friday
9:00 AM – 5:00 PM PST
Personal
Mortgage
Home Financing
Purchase a Home
Refinance
Mortgage Products
Calculators
Mortgage FAQs
Get Started
Talk to Us Now
Auto Loans
Personal Auto Financing
Purchase
Refinance
Lease Buyout
Payment Estimator
Auto FAQ
Apply Online
Talk to Us Now
Small Business
Auto Loans
Commercial Auto Loans
Talk to Us Now
Commercial Real Estate
Commercial Real Estate Financing
Talk to Us Now
Business Loans
Business Financing
Business Loan Options
Equipment Financing
Merchant Cash Advance
Working Capital Loan
Business Term Loan
Account Receivable Financing
Startup Capital
Business Loan FAQs
Merchant Payment Solutions
Truvion's Merchant Payment Solutions
In-Store, Online and Mobile Payment
Devices and Hardware
Industries We Serve
Company
About Truvion
Contact Us
FAQs
Legal
Terms of Use
Privacy & Security
Licensing & Disclosures
ADA Statement
2023-2025 Truvion Holdings and/or its affiliates. Truvion is a family of companies. Truvion dba Truvion Capital offers Residential Mortgages, Auto Financing, Consumer Lending, Loan Servicing and Collection, Business Lending, Merchant Services and Solutions, and Commercial Real Estate Financing. Truvion Insurance Agency sells insurance products in Property and Casualty and Life and Health. Truvion Partners / Truvion Tax provides Accounting and CPA services. Truvion Initiative is a registered 501(c)(3). All rights reserved.

Truvion dba Truvion Capital, Truvion Insurance Agency, Truvion Partners, Truvion Tax, and Truvion Initiative are separate legal organizations operated, managed, and regulated independently.

Residential Mortgage Products are provided by Truvion dba Truvion Capital. Truvion is a direct lender licensed to operate in 25 states. NMLS # 2456385. 150 Paularino Ste. D290 Costa Mesa CA 92626. NMLS Consumer Access. VA Approved Lender License: 903381-00-00. FHA Non- Supervised Lender No. 01504-000-9.

Truvion is an Equal Housing Opportunity Lender. We do not discriminate based on race, color, religion, national origin, sex, marital status, age, public assistance income, or rights exercised under the Consumer Credit Protection Act. The Federal Trade Commission administers our compliance with these laws at Equal Credit Opportunity, Washington DC, 20580.

Insurance quotes and policies are handled by Truvion Insurance Agency, a licensed producer agency based in California (License #6010480). For detailed information on Truvion Insurance Agency licensing, visit Insurance Licenses. Truvion Insurance Agency operates in 45 states. The Truvion Insurance Agency name is pending registration with the U.S. Patent and Trademark Office.

Unauthorized use of proprietary or intellectual property is expressly forbidden. All trademarks, service marks, trade names, logos, icons, and domain names belong to Truvion and/or its affiliates. Truvion’s trademarks are officially registered, or pending, with the U.S. Patent and Trademark Office.
Copyright © 2025 Truvion. All Rights Reserved.