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Account Receivable Financing
Unlock the Cash Tied in Your Invoices with Account Receivable Financing
Use Account Receivable Financing to convert unpaid invoices into immediate working capital—keep your business running smoothly without waiting for customer payments, and ensure you have the funds needed for payroll, inventory, and other essential expenses.
What is Account Receivable Financing?
Account Receivable Financing allows businesses to access the funds tied up in unpaid invoices. Rather than waiting for customers to pay, you sell your outstanding invoices to a financing company in exchange for immediate cash. This option is particularly beneficial for businesses facing cash flow challenges or needing capital for growth without taking on additional debt.
Who Needs Account Receivable Financing?
Businesses with Long Payment Cycles
If your customers take 30, 60, or 90 days to pay, use Account Receivable Financing to access funds upfront and cover daily operations.
Rapidly Growing Businesses
When fast growth requires immediate cash, financing receivables can free up capital for equipment and expansion.
Seasonal Businesses
Bridge revenue gaps during off-peak seasons by leveraging your unpaid invoices for fast cash.
Service-Based Companies
Get paid faster without waiting on long-term contracts or retainers.
Manufacturers and Distributors
Convert invoices into cash to cover production costs and meet demand quickly.
Technology Companies
Businesses with long sales cycles can use AR Financing to maintain cash flow while waiting for client payments, allowing them to invest in growth without delays.
We Offer Fast and Flexible Financing for Your Receivables
Key Features of Our Account Receivable Financing
Convert Invoices into Cash
Access up to 90% of your invoice value quickly.
No Collateral Required
Get the funds you need without risking your assets.
Customer Credit Focused
Approval depends on customer payment history, not just your business credit.
Fast Funding
Receive funds within 24 hours for your urgent cash flow needs.
Proven Benefits of Account Receivable Financing
84%
Research shows that 84% of businesses using receivables financing report better cash flow within 30 days.
79%
Studies indicate that 79% of businesses receive funds within 48 hours of approval.
73%
Companies using AR financing have seen a 73% reduction in financial stress related to unpredictable cash flow.
80%
80% of businesses report using AR financing to fuel marketing, acquisitions, or other growth initiatives within the first 6 months.

No Impact on Your Credit!

Get Pre-Approved Today

Quick and easy access to the funding your business needs. Our streamlined process ensures you get the right loan at the right time, so you can focus on what matters—growing your business.
How much fund do you need?
What will the fund be used for?
When do you need the funds by?
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How Does Truvion Account Receivable Financing Work?

Simplifying the process, here’s how it works

STEP 1

Submit Your Outstanding Invoices

Provide details of the unpaid invoices you wish to finance.

STEP 2

Receive Your Quote within 24 Hours

We evaluate the invoice value and provide a tailored financing quote within one business day.

STEP 3

Get Funded

Access up to 90% of the invoice value immediately, with the remaining balance (minus a small fee) paid once your customer pays.

Account Receivable Financing FAQs
We’ve addressed the most common questions to guide you in your business loan journey. For more in-depth answers, check out our full FAQ page.
What types of business loans does Truvion offer?
We offer a variety of financing options to meet different business needs, including:

  • Equipment Financing
  • Business Term Loans
  • Merchant Cash Advance
  • Accounts Receivable Financing
  • Working Capital Loans
  • Startup Capital
What is Accounts Receivable Financing?
Accounts Receivable Financing, also known as invoice financing, allows you to secure cash by leveraging your unpaid invoices. This option is great for businesses looking to improve cash flow without taking on additional debt.
What types of businesses benefit from Accounts Receivable Financing?
Accounts Receivable Financing is ideal for businesses with extended customer payment terms, such as wholesalers, manufacturers, and service providers, who experience delays in cash flow due to unpaid invoices.
Do I retain control over my accounts receivable?
Yes, you maintain control of your accounts. We simply advance funds based on the invoices, providing faster access to cash without requiring collateral.
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